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I got to know Angie through her dance class, and she introduced an investment account for my daughter’s retirement to ensure that her retirement funds are sufficient. She was very clear in explaining which mutual funds would be best suited for my daughter’s risk assessment and the returns based on how much money is invested. I would recommend her to friends who are interested in growing their wealth.

My experience with Angie is that she is really patient and detail-oriented, willing to guide you through the intricacies of policy step by step and provide straightforward examples. With limited knowledge of investment market, she was able to help me gain much clarity! 

What I’ve learnt from her is the importance of initiating our investment journey as early as possible. Starting early enables us to leverage the time we have and work towards our retirement goals. Our money should be working diligently for us, rather than us having to toil for it. This approach not only set us up for the kind of lifestyle we desire in the future but also ensures financial security. 

I highly recommend Angie if you’re seeking a trustworthy and dependable advisor to kickstart your insurance/investment journey. 

From the beginning, Rayna demonstrated incredible patience. She took the time to explain

various investment strategies and concepts in a way that was easy for me to grasp. She never

rushed our discussions and always made me feel comfortable asking questions.

Rayna’s guidance on investment frameworks, such as diversification and long-term investing, has been invaluable. Her advice was tailored to my goals and milestones, which allowed me to make informed decisions.

Thanks to Rayna’s support, I now feel confident in having her manage my investments. I highly recommend Rayna to anyone seeking expert guidance in building their finances. With her patience and expertise, you too can achieve your financial goals.

I like that the session was done fairly casual, it started off as a conversation, which led to Em teaching me about the basics of investment. It was also a great opportunity for me to learn about what investment is in laymen terms and without the pressure of having to purchase something. I usually get overwhelmed and bored when talking about finance topics so not feeling drained after our conversation was refreshing.

What stands out about Em is that we were just having a conversation about investment, retirement and topics about finance. Em is also very genuine and non-judge mental as she shares her knowledge with me, which is very encourapinp for someone like me, who is not well-versed this in area. I also like how Em‘s approach/style/slides is not screaming finance bro but more like let me help u lead ur best life kinda vibes.

Honestly, as one of her close buddies, I got to say I’m seriously impressed by how much Emil knows about investing. I’m a total newbie in this investing stuff, like I’ve got zero clue, but Emil really broke it down for us in a way that actually made sense. It’s a whole different deal compared to those other financial advisors who just shove their plans down your throat. Emil, on the other hand, takes her time to explain everything she’s pitching in detail. 

Even though we’re friends, there are still things we want to keep on the down-low, you know? Like, our financial situation – that’s not something you just blab about. Me and my partner started up this new theatre company, and after our first show was a hit, we figured it was time to put some of that cash into investments. Emil was a total lifesaver, helping us map out a plan that actually let us achieve what we wanted – both for me and my partner. 

Vinlinda is a friend of mine whom I am close with and when she approached me about knowing more about investing, I was more than willing to listen and know more.

Her meeting session was definitely very helpful in giving insights about investment which I have very less knowledge of. I found out that investing your money is one way to reach my goals without much effort as long as it’s with a trusted partner with a good plan

Overall Vinlinda has shared with me enough to know that I should start investing and I will definitely recommend to my friends or peers who are interested to invest to approach her for advice.

Can’t say enough good things about Angie! She’s amazing at making you feel comfortable during meetings. My risk appetite is pretty high, and Angie nailed it with suggestions on how to tweak my portfolio accordingly. One thing I really appreciated was that Angie wasn’t pushy or solely focused on closing the deal. Initially, I considered investing a larger sum, but after a thorough discussion with Angie and examining my cash flow in detailed, she crafted a plan that was better aligned with my budget and goals. Wouldn’t hesitate to recommend her to my friends! 

I liked that whatever Emil said was just factual and not fluffed up. It was backed by current news and events. I also liked how she wanted to know what my poals and ambition is, in order to help me achieve them with the different investment plans available.

What impacted me most during the session was the whole actualising of my goals. The whole conversation and the PowerPoint slides that were shown helped me see clearer. I feel that everyone roughly knows what they want to do but having \O have a conversation about it and seeing the feasibility of it just helps tell me how important it is to start NOW.

The session really let me feeling good. I am also in a better place now to invest, especially since I just graduated. I haven’t sat down and planned my financial goals ever since I graduated, which was in June 2023.

I like how she isn’t ”pushy” or just trying to Sell plans. She really tries to understand her client’s situation and goes from there. She is also very realistic in terms of how this whole thinp works which surely checks out from whatever I have learned from my Finance Modules in Uni. She helps me actualise my goals and help me understand the best way to achieve them.

I got to know Vinlinda as she is my friend, and I trusted her to guide me through my financial planning. During our meeting sessions, I felt incredibly comfortable and well-informed. She explained complex financial concepts like term plans and investment plans in a way that was easy to understand, which made the process much less intimidating.

The most valuable thing I learned from her was the importance of aligning my financial goals with the right policies. She helped me see the bigger picture and understand how each policy plays a role in securing my financial.

I chose to engage with her over others because of her clear communication, patient demeanor, and thorough understanding of the financial landscape. She didn’t just push products; she genuinely cared about finding the best solutions tailored to my needs.

She addressed my concerns about financial security, particularly in terms of how to protect my family in the long term and make smart investments for the future. Her sessions gave me clarity and peace of mind, which I truly appreciate.

To anyone considering her services, I would say don’t hesitate. Her ability to break down complex financial information and provide personalized advice is invaluable. Engaging with her has been one of the best decisions I’ve made for my financial well-being.

Investing always fascinated me. The concept of nurturing your money, like planting a seed, letting it grow, and eventually enjoying the fruits — it’s a metaphor Emil explained so brilliantly. We go way back as school friends, both majoring in theatre. Creativity runs deep in our veins, and she’s truly a standout talent in our class.

Emilbiany has been extremely welcoming and professional in her approach in advising me on my investment strategies. This is exactly what I look for in an adviser. Someone who is well attuned with the market and being able to plan strategically on where exactly should I place my funds to achieve the milestones that I have set for myself and my family. She was extremely patient in understanding my milestones and tailoring her advice based on my key goals in a very detailed and thoughtful manner. 

I highly recommend Emilbiany to any of my social circle and beyond. She truly has the quality to provide financially sound advice and guidance to individuals like us who are keen in investing but are afraid on the risk return. Very satisfied. 

I had the pleasure of working with Rayna who recently consulted me on investments. During our consultation, she shared a wealth of knowledge on financial literacy and investments that I found incredibly helpful.

Not only was she knowledgeable and informative, but she also took the time to explain complex financial concepts in a way that was easy for me to understand. She patiently answered all of my questions and provided me with valuable insights and tips that have helped me make better investment decisions.

Moreover, I was impressed by her dedication to her clients. She not only provided financial advice, but she also offered career guidance and tips for me to achieve my financial goals. Her insights and suggestions were insightful and spot-on.

Overall, I would highly recommend her to anyone looking for sound financial advice and investment guidance. She truly cares about her clients and goes above and beyond to help them achieve their financial goals. I am now confident in planning my finances and am grateful for the knowledge and support she has provided me with.

As I get older and hearing my friends talk more about their finances, it dawned on me that I should be thinking about my finances too! Not knowing where to start, I’m happy I met and exchanged contacts with Rayna a few years back at a friend’s birthday party. Having always seen her talking about the importance of taking charge of your finances on social media, I decided to take action!

Upon meeting Rayna again, I was glad that her passion for helping people with their finances was consistent from what I saw on social media. You can really tell through the way she talks that she knows her stuff, she was also extremely patient with me and was able to break down information into simple terms that I was able to grasp and digest.

Having met several financial advisors before, I find that what sets Rayna apart is her attention to detail and the care she gives. I’ve never once felt lost in the process, and she was always inviting me to ask more questions or to reach out should I need any help. I am wholly satisfied with the level of service and feel great ease and confidence with regards to my finances knowing that I have a plan to cover all my bases, someone who knows what they are doing and truly has my interests at heart.

Thank you Rayna!

In my opinion, Vinlinda’s sharing overall has been insightful. Even though of course it may not have been perfect, she has at least got me interested to step through the door with her to start my financial journey. I believe she has the potential to reach out and relate to people in a way many other financial planners/wealth management people aren’t able to.

Her ability to break down what may seem like complicated concepts into much simpler ideas allows her to connect with people who maybe aren’t financially literate or well-versed in financial terms.

She has the potential to become someone straight out of a fairytale, Robin Hood. By making the poor richer, without stealing from the rich of course, instead just helping people make more informed decisions on what to do with their money.

As long as Vinlinda continues to genuinely care for her client’s needs and tailor to each of them, and she continues improving and expanding whatever skillsets she has at the moment, she will be a force to be reckoned with.

I’ve known Angie for years, and her dedication in all that she does goes alongside with her innate qualities as a natural giver and problem solver. She’s selfless, always putting others’ needs before her own, making sure everyone around her is taken care of. 

I believe that her profession isn’t just a job; it’s a extension of who she is – an individual decdicated to looking out for people and their best interests. It’s no surprise that she excels in this industry as she is a good conversationalist, effortlessly connecting with clients and making complex topics easy to understand. I think that what sets Angie apart is her commitment to convenience. As a friend, she’s always exploring ways to streamline processes, going above and beyond to make things more accessible and stress-free for everyone she assists, needless to say for her career. 

To sum it up, you are in great hands with Angie if you’re seeking guidance in finances or even just someone to speak to! 

The highlight of the session with Emil was when we discussed the different investment strategies available and how it was going to help me. Personally, I like having a concrete plan of action, and getting clarity on what each plan offered illuminated my steps going forward. Emil also assured that it was never too early to start thinking about retirement.

What really mares Emil stand out from the other FAs out there is the way she uses storytelling to get an idea across and how she is able to break down finance jargon for someone like me who has never stepped foot into the world of money and investments.

After a session with her I feel ready to ’girl boss’. I’m more enlightened about Finance and I feel equipped to begin investing.